LA Insurance

For many motorhome owners, the end of travel season means parking the rig and walking away until spring. It’s easy to assume that because the engine isn't running and the wheels aren't turning, the vehicle is safe from wear and tear. In reality, prolonged storage can be tougher on a motorhome than thousands of miles on the open highway. When an RV sits idle—especially during a brutal Michigan winter—it becomes vulnerable to a completely different set of risks. From phantom electrical drains to uninvited pests, improper storage can quietly lead to thousands of dollars in mechanical and structural damage. Protecting your investment requires moving beyond basic winterization and understanding how to safeguard a parked vehicle. The 4 Biggest Storage Threats to Your Motorhome Major storage damage rarely happens in a single day. Instead, it accumulates over months of neglect. These are the most common culprits that catch owners off guard: Pest Infestations: Mice, squirrels, and inse...

You pull into your driveway after a long day, lock your car with a quick tap of the door handle, drop your keys on the kitchen counter, and go to sleep. The next morning, you walk outside and your car is simply gone. There is no shattered glass on the pavement. There was no screeching alarm in the middle of the night. Your car vanished in absolute silence. If this sounds like a scene from a high-tech heist movie, it isn't. It is the new, everyday reality of auto theft in 2026. Thieves have entirely abandoned crowbars and slim jims. Instead, they are using cheap, readily available electronic devices to hack the very convenience features we love. It is called a "Relay Attack," and it is causing an unprecedented surge in vehicle thefts across the country. But when you call your insurance company to report a stolen vehicle where there is zero physical evidence of a break-in, what happens next? Will your policy cover a high-tech hacking, or will they accuse you of leaving the ...